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Meteo Protect has developed hedging products for cooperatives and farmers that meet the new challenges imposed by climate change.

To prevent financial losses related to weather risk, Meteo Protect offers covers that compensate the producer automatically, with no field loss assessment or adjustment.

To provide the most efficient insurance products, our engineers rely on building solid partnerships with competitiveness clusters and cooperatives.


Application Examples

Weather Neutral™

Field crops

Heat waves, spring frost, fungal diseases and quality problems can lead to mounting harvesting costs, re-seeding or product phytosanitary.

Vine / fruit / vegetables

Freezing, fungal diseases, too much rain during harvest...

Livestock

Drought insurance for forage crops.

Input shortfall

The volume collection of a plant production of a cooperative varies each year depending on weather conditions observed during the growing season.

Insufficient raw materials collected have multiple impacts, including volumes sold, on cost optimization of processing, and transportation.

Volume / prices

Hedge revenues

Make a stable income in the event of a price drop or lower volumes collected.

The Quanto option

Cover yourself against rising prices for each missing tonne in the event of failure of inputs and against lower prices per decommissioned tonne in the case of a quality problem.

The average price

In a delegated management, the cooperative is subject to a risk of Volume x Price.
If the average realized price is below the average price expected, this option allows you to cover the decline in the average price of the yield.

Energy bill

Heating costs

Greenhouse production requires heating to temperatures ranging from frost to 18 ° C to ensure the development of the production of flowers, fruits or vegetables. Energy accounts for 15% to 20% of production costs of a heated greenhouse, according to whether it is a horticultural or market garden greenhouse. The heating bill is directly dependent on the outside temperature. The latest cold fronts have forced operators to use energy in large quantities to maintain the temperature of their greenhouses. These additional costs have weakened treasuries because they are difficult to recuperate by in sales prices.

The costs of drying

For crops that need to be dried prior to being ready for sale, excess rainfall immediately before or during a harvest causes a significant increase in the energy bill.